College

Sticking to Your Guns

Share Button

Setting a budget can seem like a daunting task especially when there are so many expenses to keep track of. When you’re a college student on a tight budget, there’s no point in making a budget because you’re already in debt anyway. Right? Not so much. Your finances aren’t completely a lost cause and shouldn’t be put to the back of your mind until graduation. Here are a few tips to set a budget and stick to it.

1. Prioritize
Knowing what is most important to you and your success is the best way to keep your mind focused on your budget. Keep your eye on the prize (graduation) and you will be much less tempted to blow through your tuition savings on that fancy jacket you’ve had your eye on.

budget1

2. Avoid Temptation
When you know you are at the end of your budget rope, stay away from big sales and stores altogether. Odds are you will end up making impulse purchases with money that you really should have used for textbooks instead.

budget2

3. Count every purchase
It’s tempting to count small purchases as freebies when it comes to your budget. A box of mints here, a nail polish there, and before you know it you’ve racked up quite a bill of small purchases that you didn’t account for in your budget.

budget3

4. Ask yourself if you really need it
Even when we have the best intentions, a budget can be ruined with buying things that you just don’t need. Let’s say you need a paintbrush for your art class. You arrive at the art supply store and you see a fancy set that you’re pretty sure Picasso himself recommended. Purchasing such a luxury is a budget blowing move that you could try to justify, but deep down you know that you could have cut easily cut costs by only buying what you truly need.

What tricks do you use to stick to your budget? Let us know in the comments below!

Picking Up a Healthy Habit

Share Button

With a much busier schedule and living away from home, staying healthy in college can be more difficult. With just a little extra work, however, it can be done. Here are a few things to keep in mind to make staying healthy easier:

1. Get enough sleep

habit1
When you’re bogged down with class work, meetings, concerts, and athletic activities, it can be hard to catch your full eight hours. Make it a priority to get as much high quality sleep as possible. Stay off of your phone and social media before bedtime so you won’t be tempted to stay up watching cat videos for hours.

2. Watch what you eat

habit2
When you’ve got a million other things to do, it can be tempting to order pizza every night instead of eating real food for dinner. Be sure to stock your fridge with food to make quick healthy meals so you’ll be less tempted to order take out.

3. Keep stress to a minimum

habit3
It’s difficult to live a stress free life as a college student, but you can keep your stress level under control by managing your time wisely and making sure you aren’t making more commitments than you can handle.

4. Stay active

Young couple run together on a sunset
If you can’t block off a large amount of time to dedicate to working out, find ways throughout your day to be active. Take a break while studying and do a few jumping jacks in your dorm room. Grab a friend and jog around campus, or take a quick trip to the gym.

What moves do you make to stay healthy in college? Let us know in the comments below!

Fall Fashion For Fellas – The Hoodie

Share Button

fellasfallfashion1

You remember the moment you laid eyes on as if it were yesterday. You had just received your acceptance letter in the mail, concluding one of the most anxious two to six weeks in your young existence. Elated and beaming with pride, your mother drove you to the college bookstore, furnished you with her credit card, and told you to “pick a few things out”. Alongside the baseball cap with the school’s initials embroidered in Old English and the overpriced binders with the official university seal on the front, you chose this item as well, thus beginning one of your most valuable relationships. To your classmates and teachers it was a just hooded sweatshirt but to you, it was a dauntless declaration of your upcoming future. Once you made it to campus, you were rarely seen without it. You wore it when you assisted in tearing down the goalpost after the “upset of the century”. It was on your back the night you first snuck into the campus bar. It kept you warm as you rode on the back of a wagon at your first sorority hayride. While you relished in its casual side, the effortless way it complemented your jeans and sneakers, you also found it had a fashionable side as well on the day you paired it with an oxford, rep tie and chinos. Through years of dinnertime pizza runs to the student union, tailgates and autumns watching the leaves cascade in the quad, it was a utility player in your wardrobe; always ready for service in a moment’s notice. As you now live your business casual life, listening to Vampire Weekend in your cubicle while daydreaming about a short time that was so long ago, you can’t help but wonder; which girlfriend’s dorm room did you leave it in.

Making Smart Money Decisions

Share Button

It’s a well known fact that college students aren’t usually the most financially stable people around. Tuition is expensive and time is short for working full time. Put those two together and you’ve got a recipe for a ramen noodle budget. There are some things you can do to make sure you’re making the best financial decisions for yourself no matter how strapped for cash you may be.

1. Document expenses
Keep track of everything you spend money on, no matter how small the cost may seem. For example, if you spend $3 on coffee every week day, that adds up to $780 per year. Make sure you account for even the smallest expenses or you could come up short in your budget. Which brings me to my next point:

budget calculation

2. Make a budget
And stick to it. That second part is the hardest but also the most important. Making a plan for your spending and accounting for every dollar is the best way to stay on top of your financing.

money2

3. Use loans and credit sparingly
Borrow the very minimum amount that you’ll need for school even though you may be offered a higher amount. Talk to your financial aid advisor when you receive your award letter to ask for a smaller amount. Only borrow what you need. Similarly, only use credit cards when you are sure you can pay off the balance at the end of the month. No one wants to graduate with a load of debt.

How Technology is Changing Entertainment

Share Button

When we were kids, watching television programs and movies was less user friendly than it is today. There were too many steps involved. You had to physically go to Blockbuster, or your nearest rental store, to rent a new movie only to find it unavailable because too many people had already taken it out. If you wanted to view a movie on Pay-Per-View, you had to wait for the movie time to be available in order to call and order it. This seems absurd nowadays due to how easy it has become to watch whatever you want, when you want.

technology1

As technology progresses, the internet becomes more than just a place to do research. It becomes a domain for apps, games, movies, books and so much more. We have just merely scratched the surface on the potential of the digital world. The revolutionary movie streaming programs, such as Netflix and Hulu, offer instant gratification for whatever mood you’re in.

technology2

What can attest for the future of digital programming? With the way technology is evolving these days, it would seem that everything will go digital; making DVDs, video game discs, and even paper books obsolete. There’s no way of telling what’s going to happen to these companies that supply us with our entertainment needs today; either they’re doomed or they’re going to embrace the digital age and evolve with it. Only time will tell.

Cheap Eats

Share Button

When faced with the financial burden of college tuition and fees, one must stretch their budget elsewhere. There no getting around paying your college fees or textbooks, but you can stretch a dollar (or dollars) in other ways.

1. Chose meals that have a long shelf life.

eats1

If you dorm, this may be especially useful. You may not always have the time to prepare a meal with fresh ingredients and they may spoil before you find that time. In this case, you risk losing your hard earned money. Meals that have a long shelf life are usually canned good, such as soups, certain fruits, vegetables and beans or prepackaged foods such as pasta, instant oatmeal and rice. Also, they are relatively inexpensive, costing no more than a few dollars for each item

2. Pasta, Pasta, and More Pasta

eats2

Not only can you buy a package of pasta for no more than two dollars but you can make a meal out of it to last two or three days. It also falls under the list of non-perishable foods so there’s no worry of spoil before it’s cooked. Pasta can also give you that much needed energy as its high in carbohydrates. Ramen noodles has become a staple in many dorm rooms due to its versility and cheap price tag. A package can cost no more than 50 cents.

3. Quick Pick Me Ups

eats3

Mothers always tell us to eat our fruits and vegetables and we should always follow their advice for they know best. Certain fruits and vegetables are expensive, especially if you may be searching for organic types. Bananas and apples, the loose variety not the bundles, are relatively cheap, readily available and easily consumed on the go. Just make sure it’s washed before consuming. Celery and carrot sticks in a to-go package is usually no more than 3 dollars.

4. Cheap Foods with a Short Shelf Life

eats4

Keep in mind that the body needs a whole array of nutrients in order to sustain itself. With that being said, some foods may need to be consumed that do not have a long shelf life but will be relatively cheap nonetheless. Eggs for protein and versatility in salads or sandwiches, and fresh leafy greens for antioxidant and immune support such as Spinach, can be found for a few dollars per bundle.

Tips to Keep Organized at School

Share Button

1. Get a wall calendar.

Sueellen Puppies mini Final.indd

You can find a wall calendar with anything you can think of!  Get one to go with your décor, of your favorite animal, or of your favorite TV show… the possibilities are endless!  Once you put up your wall calendar, mark down all the important things: exams, breaks, paper and assignment due dates, advising appointments, career fairs, etc.  This will help you keep track of everything you have going on each month in an orderly and easy way!

2. Pick up some baskets/desk organizers.

organized2

You can use baskets anywhere: on top of your dresser, on shelves, on your nightstand, under your bed, etc.  Use them to organize your school supplies, electronics, chargers, toiletries, hairbrushes and accessories, jewelry, and anything else you’re not sure where to store!  Desk organizers are great for storing pens, pencils, markers, scissors, and other desk essentials!

3. Get a whiteboard and put your upcoming assignments/to do list on it.

organized3

This is a great way to keep track of your weekly assignments, chores, and errands.  Hang it somewhere in your room that you will see it all the time! You can color code by categories for added organization.  And check off things as you get them done, it’s really satisfying to see your list get smaller and smaller!

4. Set alarms/calendar alerts on your phone for important events and appointments.

organized4

If a new event or appointment comes up, put it into your phone’s calendar and set an alert/alarm for it to make sure you don’t forget.  The little reminder can really come in handy and save the day when you’re out and about!  This is a great tool if you make an appointment when you’re not home and can’t immediately write in on your wall calendar or white board.

5. Get a lanyard and/or key chain for your student ID, keys, and other essential cards.

 organized5

Keeping your ID and keys in the same place will make things so much easier for you day to day.  You can keep them in your bag or around your neck when you leave so you don’t have to worry about losing or misplacing these very important items.  Eventually you’ll get in the habit of grabbing for your lanyard/keychain and it will become second nature; goodbye to the days of getting locked out of your room or apartment!

Domination of the Nomination

Share Button

nomination1

We have seen the word “nominate” a lot recently on social media. Between dumping ice on our heads to harmlessly posting three things you are positive about today, Facebook and other social media sites have become tools to do good.

            I don’t know about anyone else, but I was personally terrified of getting the notification that would inform me that I had been nominated to pour freezing water on myself. I don’t know if I should say this online (for fear someone out there might actually nominate me) but thankfully, I was never nominated. But, should I be thankful I wasn’t nominated?

            We have all been warned about the dangers that social media holds. People use social media to bully others in ways that didn’t exist, let alone happen, in our parents’ generation. “Be careful what you say online.” “Don’t post anything you wouldn’t want your grandma to see.”  “Treat others online the way you want to be treated online.” Social media seems like a scary place with all these warnings.

            But recently, these social media initiatives have taken advantage of the global platform of sites like Facebook and Twitter to try and make the world a better place. We are now doing things like raising awareness for diseases that require research, and greatly improving the proceeds that go to this research. We are creating initiatives that require people to be thankful for what they have and put them in a better mood for the day. We are nominating people to go out and do some random act of kindness they wouldn’t otherwise do. And then, we publicize this to the world, showing the good we, as a global community, can do.

            So, as thankful as I am to not have been doused in ice water, I am excited that our global platforms, that can sometimes cause a lot of harm, can also do a lot of good.

5 Healthy Studying Tips

Share Button

Studying is probably one of the least exciting tasks in college. But it doesn’t have to be as bad as it seems when you apply these 5 healthy studying tips. These habits can not only help produce higher grades, but can have you understanding the information better. This is a viable trait for applying this knowledge to real world situations.

study1

1. Take Notes of All Important Aspects in Each Class

The basis of healthy studying starts with what you do in the classroom. In-depth notes will cover all materials that were discussed in class. This will help produce a more well-rounded understanding of the topic at hand. This could get intense so be wary of writer’s cramp.

College Student Raising Hand During Lecture

2. Make Your Voice Heard in the Classroom

Involving yourself in the material, whether that be open discussion or simply asking questions, gets you to fully engage with the subject at hand. This clears up any confusion you may have before you start studying and provides you with more comprehensive knowledge of the topic.

study3

3. Use the Textbook

Professors usually do not follow the book word for word. They combine different elements of similar topics that your textbook may highlight. In most cases, the textbook is used a guide or companion to the lesson. But don’t ignore the textbook. It is recommended you purchase it for a reason. Many key concepts from class will be mentioned in the text, even if the examples given are different.

study4

4. Stay Organized

Nothing is worse for an upcoming exam than notebooks full of different information from a whole array of subjects. You have enough stress; managing your notes and information at the last minute shouldn’t be one of them. Use a notebook, laptop or tablet and section off subjects. If you use a binder or folders, make sure to keep papers together by subject and date only.

study5

5. Do Not Procrastinate

The worst thing is to study for an exam the day before. Not only will you be scrambling to memorize concepts and formulas, but you may not be able to retain it all. The best possible way to memorize notes and other work would be to study a few hours each week until the exam arrives. Less stress, more sleep, and peace of mind on test day will be one of the benefits of this method.

Late Nights, Early Mornings, Less Sleep

Share Button

Between early morning paper writing and late night study sessions, a good night’s sleep often comes as an afterthought to many college students. Before you grab that energy drink or espresso to pull another all-nighter, take the consequences into consideration.

 1. Cognitive and Memory Problems

Don’t let all your studying go to waste by missing out on sleep! Lack of sleep has been linked to memory problems and difficulty with problem solving. These issues can be permanent and brain deterioration can occur if sleep deprivation is long term.

sleep1

image source: wisegeek.com

2. Pre-Mature Aging

Those dark under-eye circles you get after pulling an all-nighter are doing more damage than you may think. Human growth hormone, which is responsible for strengthening skin, bones, and muscles, is produced during slow-wave sleep. If you never reach this form of deep sleep, your body has less of a chance to produce this hormone.  Lack of sleep also causes your body to increase production of cortisol: a hormone that breaks down collagen. This causes skin to lose its elasticity.

sleep2

image source: healthcaretips.co

2. Weight Gain

Your hormones also get thrown off kilter when you don’t get enough shut-eye. Production of the hunger hormone ghrelin is increased when you get less than six hours of sleep causing you to have a larger appetite than normal.

sleep3

image source: healthbeautyou.com

 3. Heart Problems

Lack of sleep has also been linked to several other heart problems such as irregular heartbeat, heart disease, and high blood pressure as well as diabetes and stroke.

Love

image source: medclient.com

While the occasional late night is sometimes unavoidable, proper time management could help you add on a few more precious minutes (or hours) of sleep. How do you make sure you get a good night’s sleep? Let us know in the comments below!

Sources:

 Feature, Camille. “10 Surprising Effects of Lack of Sleep.” WebMD. WebMD, n.d. Web. 27 Aug. 2014. <http://www.webmd.com/sleep-disorders/excessive-sleepiness-10/10-results-sleep-loss>.

 Klein, Sarah. “Sleep Deprivation Effects: 8 Scary Side Effects Of Too Little Shut-Eye.” The Huffington Post. TheHuffingtonPost.com, 6 Mar. 2013. Web. 27 Aug. 2014. <http://www.huffingtonpost.com/2013/03/06/scary-sleep-deprivation-effects_n_2807026.html>.